Cash Management

Crédit Agricole CIB offers a comprehensive range of Cash Management solutions, from the simplest to the most complex:

• Account management
• Domestic and cross-border payments in over 30 currencies
• e-Banking solutions: OPTIM.net (reporting, account management, etc.), OPTIM SWIFTNet, EBICS, SFTP and PeSIT.
• Cash pooling solutions: Physical Zero Balance Account (ZBA), domestic or cross-border 
• Payments with foreign exchange
• Investment solutions
• Short-term loans

Our Transaction Bankers network consists of 75 professionals based in the world’s main economic centres serving over 3,500 client entities worldwide. This network is supplemented by Crédit Agricole’s retail banking network.

Crédit Agricole CIB received advanced-level SWIFT “Bank Ready for Corporate Access” certification. This certification, yearly tacitly renewable, recognizes the comprehensiveness of its offering and the quality of service it provides to customers via SWIFTNet in areas as varied as Cash Management, capital markets and trade finance.

Overall, Crédit Agricole CIB supports an important part of companies using the SWIFTNet for Corporates solution.

Credit Agricole CIB is serving  Credit Agricole Group and partner banks with long-term commitment and security.

As part of the world's 10th largest banking group by assets, we leverage critical mass to optimize transaction costs and correspondent bank pricing.

With 30% market share in French payments and 7% in Europe, we offer the shortest route to beneficiaries.

Our brand new-proof payments platform, completed in 2024, processes all Group and correspondent bank payments with dedicated teams across the entire value chain.

We deliver competitive pricing, real-time traceability, and full SWIFT GPI compliance.

Credit Agricole CIB is the fastest-growing bank in Euro clearing market share (per FImetrix 2025 survey) and ranks among the top 6 providers (Euromoney 2025).

Our excellent financial rating positions us as a secure alternative for banks that wish also to improve their liquidity Management

Our scale, technology investments, and long-term commitment make us an ideal Clearing partner.

Securely and easily access the APIs provided by Crédit Agricole CIB. 

In line with Crédit Agricole Group’s sustainable banking strategy and net zero commitments, Crédit Agricole CIB offers green deposit solutions to its Corporate clients, both in EUR and USD.

When a Corporate client makes a green deposit, the invested funds are exclusively used to financing green projects within 14 eligible categories focusing on a low-carbon economy and environment protection: 

1.    Renewable energy generation
2.    Transmission and distribution of electricity
3.    Energy storage
4.    Green buildings
5.    Clean transportation vehicles
6.    Clean transportation infrastructures
7.    Data processing, hosting and related activities
8.    Waste management
9.    Water management facilities construction and renewal
10.    Waste water management facilities construction and renewal
11.    Sustainable Agriculture
12.    Circular Economy
13.    Preservation of biodiversity & sustainable management of living natural resources and land
14.    Nuclear energy

In turn, clients do benefit from the green deposit remuneration and receive from Crédit Agricole CIB a documentation allowing them to report their green deposit as a green investment in their balance sheet.

Crédit Agricole CIB's Cash Management teams are also able to offer their clients short-term green and social loans.

Credit Agricole CIB proposes an innovative solution that links the yield or amount of interest a client earns on their account balance to their ESG performance (measured via an ESG scoring validated by an independent rating agency). As the client makes progress against its sustainability strategies and improves its ESG score, they stand to earn higher returns on their deposits with Crédit Agricole CIB.

The product is currently available in Asia as follows:

•    Hong Kong: Available in USD, EUR, HKD and CNH
•    Singapore: Available in USD, EUR, SGD and CNH
•    China: Available in USD, EUR and CNY
•    Taiwan: Available in USD and EUR
•    Japan: Available in USD, EUR and JPY
•    South Korea: Available in USD, EUR and KRW

This solution in current account has no maturity date and client has flexibility to withdraw/top-up funds on demand (branch payment cutoffs apply).

This solution has received significant recognitions by the Market. The Digital Banker names the ESG-linked account launched by Crédit Agricole CIB the ‘Best Sustainable Finance Product of the Year – Overall’ and ‘Best Responsible Investment Solution’ in its Global Sustainable Finance Awards 2024 programme. Moreover, the product has also been named "Best ESG Solution – Conglomerate – Hong Kong" by The Asset Treasurise Award 2024 and it has received a “Hong Kong Green and Sustainable Finance Award 2023”.

To support its customers in securing banking transactions on international markets, Crédit Agricole CIB has formed a new partnership with the fintech Trustpair, specialised in the management of supplier and customer risks, process digitalisation, and the fight against transfer fraud. This additional Cash Management service ensures the security of transactions.

The Trustpair platform facilitates the daily work of finance departments in their fight against fraud by: 

• ensuring continuous monitoring of the existing supplier and customer database so that they can be alerted in real time on the occurrence of a risk and benefit from risk management dashboards;
• digitalising all manual processes for controlling supplier and customer data, boosting security and saving time;
• integrating with their tools and processes through connectors and application programming interfaces (APIs).