The Referentials & Banking Operations (RBO) division manages the Bank’s operational reference systems and ensures the middle and back office processing of the commercial bank’s financing transactions. To deal with the strengthening of regulatory controls and the development of its businesses, RBO is recruiting new employees in France and abroad.

Interview with Priscille, responsible for writing international guarantees - Referentials & Banking Operations (RBO); she holds a "Licence" degree in applied languages (LEA, English-German) with a concentration in international trade; Priscille then completed her studies with a Masters in International Trade from the Université Paris-Est Créteil Val-de-Marne.

Which position do you currently hold and what are your missions?

I work at writing international guarantees with the EBONIProject of centralisation of the European back offices in Paris team. My post involves issuing guarantees for the Crédit Agricole CIB branch in Germany. My specific duties entail managing accounts, commission claims and fund collection. I also interface with other Crédit Agricole CIB branches as well as with various banks throughout the world focusing on the issuance of indirect guarantees.

Why did you choose this position with Crédit Agricole CIB?

Upon completion of my end-of-studies internship with Crédit Agricole CIB in the Transaction and Commercial Banking division, I joined the EBONI RBO team. This opportunity felt right for me straight away since I was interested in working within a multicultural environment. This facet was very important to my choice after language studies in German and a Masters in International Trade.

At the present time, what do you enjoy about your missions?

My position was created to facilitate integrating the German branch into the organisation, so I'm closely connected with setting up the activity. Every day, I track the latest evolution in the EBONI project, which is really starting to take shape. With seven members plus an apprentice, my team is quite young and energetic.
Moreover, I get to use French and English as much as German in my work. My missions have transitioned extremely well with my studies.




Interview with Virginie, responsible for writing structured credit products - Referentials & Banking Operations (RBO); she holds a BTS degree in Banking and a "Licence" in economics with a speciality in mathematics.

Which position do you currently hold and what are your missions?

I've been writing structured credit products for a year and a half within the RBO business line. My team manages the credits awarded by Crédit Agricole’s Regional Banks of to local authorities. From a practical perspective, the task consists of inputting these structured credit products into our tool, in accordance with conditions negotiated in the Front Office. It's a very rewarding process and we're learning many things about a whole array of products, rate differentials and so forth. I'm also actively participating in the project to automate these activities. We're actually developing a tool able, for example, to automate the management of interest periodicity. I'm not focused on any of the technical aspects but am able to contribute my field experience. It thrills me to be involved in such a project.

What do you enjoy about your missions?

In addition to our respective tasks, each of us has been assigned a mission to manage teamwork and, in so doing, we've all taken on greater responsibilities. My evolution has been pretty fast since the time I was hired to fill the post. In the beginning, I was working exclusively on the data entry phase, then other tasks were assigned. Today, I'm also heavily involved in the automation project.

How does this job fit in with the continuity of your career in the Crédit Agricole group?

I've been a member of the Crédit Agricole group for 12 years. I began with a program alternating classroom instruction and on-the-job training at a Crédit Lyonnais office in 1999, then built up my own client portfolio. My next move took me to the Treasury functions with Crédit Agricole CIB. I worked on "Rate SwapDerivative transaction in which two counterparties agree to exchange the cash flows linked to the performance of two underlyings, for example one interest rate versus another (Interest Rate Swap) or one currency versus the other. Derivatives" in the Back Office, before tackling the "Credit DefaultA Credit Default Swap (CDS) is a contract under which a protection seller commits, against the payment of a premium, in the case of a credit event affecting the solvency of a reference entity, to compensate the protection buyer. Swaps". My current missions with RBO mesh well with my career path. The various positions I have held since entering the Group have equipped me with a broad vision of banking business lines, in particular everything related to setting up Treasury instruments.
I've progressed very quickly and have always been given the chance to work on new assignments; this kind of motivation has taught me a great deal.