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Jakub Hoim: "I participate in building the relationship with clients and developing business"
Jakub Hoim, Credit Analyst trainee in the Global Credit Analysis team, explains his role in the Coverage and Investment Banking department in Poland.
What have been your studies and professional experiences prior to your current position?
Before integrating the Bank, I worked as an analyst at the Deutsche Bank PBC SA in the Credit Risk Management department for the segment of private clients. My duties embraced credit documents analysis and initial credit decisions, which were then revised and approved by a senior analyst. I was also responsible for requests concerning the largest clients; I worked in collaboration with senior analysts and sales support.
What were your motivations for your current job?
Can you describe your main responsibilities?
I work in the Coverage department specialised in power engineering, industry and heavy industry. Its scope of missions are building the relationship with clients and developing business.
I am an analyst; my responsibilities include the preparation of credit requests and applications, annual reviews, prospecting in collaboration with market research and the analysis of financial standing of counterparties and their business environment.
What skills and qualities are required for your position?
What is your approximate schedule for a normal day of work?
Throughout the day, I check press and newsletters in order to find potential business opportunities and to be up-to-date with the market situation. I do it everyday.
Apart from that, I prepare credit applications, which take almost all of my time. I am also responsible for administration work within the department: it is necessary to monitor the business relations and the performance of our clients. Sometimes, I take part in professional trainings regarding businesses, legal aspects of business and banking, compliance and policies.
Finally, can you tell us what your motto is?
